I started as an electronics engineer at IIT (BHU) Varanasi, building hardware systems — noise-cancellation devices, image-recognition robots, embedded vision systems. That gave me something most MBAs don't have: an instinct for how products actually work at a technical level.
After IIT, a year at Deloitte USI as a Business Analyst — working on data and analytics problems for Kroger and Exelon across the US. That's where I learned to diagnose problems structurally and translate messy operational data into decisions that stuck.
An MBA at IIM Kozhikode, competing in case competitions — including one for Zomato where my individual submission converted directly into an internship. That internship became a deep dive into MSME credit systems at Zomato Hyperpure.
Now at L&T Finance, running product for a new MSME lending vertical — zero to live market in nine months. The parts I find most interesting: designing systems for people who've historically had limited access to formal credit, and making those systems fast, fair, and scalable.
Tinkerer's Notes is where the ideas that don't fit into a slide deck end up. Outside of work — photography, travel, and thinking too hard about why some products feel inevitable and others don't.