Half-formed ideas, hard questions, and the occasional thing that might actually be worth building. I write about product strategy, fintech, and whatever I can't stop thinking about. Blunt feedback welcome.
"Embarrassment is an underexplored emotion." These are ideas that used to stay in the room. Now they don't. Subscribe to get new posts in your inbox — or read them here as they come in.
I started as an electronics engineer at IIT (BHU) Varanasi, building hardware systems — noise-cancellation devices, image-recognition robots, embedded vision systems. That gave me something most MBAs don't have: an instinct for how products actually work at a technical level.
After IIT, a year at Deloitte USI as a Business Analyst — working on data and analytics problems for Kroger and Exelon across the US. That's where I learned to diagnose problems structurally and translate messy operational data into decisions that stuck.
An MBA at IIM Kozhikode, competing in case competitions — including one for Zomato where my individual submission converted directly into an internship. That internship became a deep dive into MSME credit systems at Zomato Hyperpure.
Now at L&T Finance, running product for a new MSME lending vertical — zero to live market in nine months. The parts I find most interesting: designing systems for people who've historically had limited access to formal credit, and making those systems fast, fair, and scalable.
Tinkerer's Notes is where the ideas that don't fit into a slide deck end up. Outside of work — photography, travel, and thinking too hard about why some products feel inevitable and others don't.
Open to PM, strategy, and consulting roles. Also happy to discuss product, fintech, or hardware.